Protect what you’ve built. Plan for what comes next.
Rasay Capital helps individuals, families and business owners build durable protection, retirement and legacy strategies — with a personal, boutique level of attention.
Strategies built around your goals
We start with a clear picture of your income, obligations and long-term objectives, then recommend solutions that fit — not the other way around.
Life Insurance
Permanent and term coverage, including indexed universal life (IUL), to protect your family, your business and your legacy.
Annuities
Options designed to help turn savings into a predictable stream of retirement income, with features matched to your timeline.
Retirement Income
Ways life insurance and annuity solutions can fit into your retirement income picture, before and after you stop working.
Wealth Management
Comprehensive, boutique wealth management is the next chapter for our firm. See our direction.
A simple, unhurried process
Listen
We begin with a conversation about your family, finances and priorities. No pressure and no product pitch.
Design
We compare suitable options, explain the trade-offs in plain language, and show how each fits your plan.
Implement & Review
We handle the paperwork, then check in regularly so your strategy keeps pace with changes in your life.
Led by Michael Rasay, Managing Partner
Michael leads Rasay Capital with a background in financial services and nearly three decades in Silicon Valley technology, including founding roles at several AI and cybersecurity startups. That experience shapes how the firm works: clear communication, careful analysis and respect for your time.
Our goal is simple — to be the advisor you are glad you called, and the firm you stay with as your needs grow.
- ClarityPlain-language explanations and no surprises.
- FitRecommendations tied to your goals, not a quota.
- ContinuityA relationship that lasts beyond the first policy.
- IntegrityTransparent about what we do, and what we don’t.
Plain-language guidance on protection and retirement
Short, practical articles to help you make informed decisions about life insurance, annuities and retirement income.
New articles are on the way. In the meantime, send us a question.
Growing into a full-service boutique firm
Rasay Capital was built on insurance and annuity solutions for protection and retirement. We are expanding our capabilities so clients can eventually look to one trusted firm for the full picture.
Today
Insurance and annuity strategies, with personal guidance from planning through implementation.
Next
Broader planning services and professional partnerships that extend what we can do for clients.
Where we’re headed
Boutique wealth management, delivered through appropriately registered and licensed professionals.
Let’s talk about your goals
Request a no-obligation conversation. We’ll listen first and tell you honestly whether we can help.
- Email info@rasaycapital.com
- Phone (925) 445-8888
- Office 490 Chadbourne Rd, Ste A180, Fairfield, CA 94534